You've got to have insurance to ride, and you don't want to go out and buy just any policy. Buying motorcycle insurance is a necessity, but it doesn't have to empty your bank account. Consider the following tips before you ride and you should be able to get an affordable motorcycle insurance policy.
Take a Motorcycle Rider's Course
I really can't stress this enough. Take a motorcycle rider's course, and you'll be better off. Not only will you be less likely to get in an accident, which will shoot your motorcycle insurance through the roof, but you'll also get a discount. Insurance companies value well-trained riders, and when you take the time to go through a motorcycle training course, you'll learn a few things. Don't buy a policy without talking to your insurance agent about a motorcycle training course discount.
Describe Your Riding Habits to The Insurance Company
When I bought my first motorcycle insurance policy, I didn't know that I could talk with my agent about my riding habits. I assumed that it didn't matter. Actually, how often and where you ride does matter. Some insurance companies will give you a discount if you just ride on the weekends. This isn't a hard and fast rule, but it's worth talking to your insurance agent about.
Check for Special Discounts
Many insurance companies have additional discounts for riders of a certain age or people in a certain circumstance. It's important to check with your insurance company to see if there are any special discounts you can take advantage of. Also, consider bundling your homeowner's insurance and car insurance in with your motorcycle insurance. Most companies will give you a significant discount if you hold multiple policies with them.